Module 3 covered how to bring users into a fintech product — consent, document upload, and edge states. Module 4 covers what those screens say — the disclosures, the required copy, and how to make legally mandated content genuinely readable.

And it starts with a principle that most designers haven't been taught: where you place a disclosure on a screen is a legal decision, not a design preference.

A fee disclosure that's technically on the confirmation screen but rendered in 8px grey text below the action button hasn't been disclosed. A risk warning shown once at sign-up and never again on the investment dashboard isn't persistent. A consent explanation placed after the user has already submitted their data doesn't satisfy the requirement for informed consent.

This lesson gives you the four placement principles, the anatomy of five common disclosure types, three real failure cases with compliant redesigns, an audit exercise across six screens, and a 16-point pre-handoff checklist.

Let's start with the principles — because they apply to every disclosure you'll ever design.